Reader's Digest Official Rules

$115,000 All Cash Prizes (#926):

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN.

PURCHASE WILL NOT IMPROVE AN ENTRY'S CHANCE OF WINNING. No mechanically reproduced entries will be accepted. Each entry received has an equal chance to win. Sweepstakes may be presented in conjunction with different offers sponsored or co-sponsored by The Reader's Digest Association, Inc. (RD), its subsidiaries and affiliated companies, and may be presented in conjunction with offers sponsored by different organizations. Sweepstakes may be presented in different creative presentations including via email offerings by different organizations. To enter on-line, in response to an email, follow directions displayed on-line. Limit one entry per email offering. All prizes will be awarded. Entrants may be offered the opportunity to receive bonus amounts in addition to stated prize amounts, if winner meets qualifying conditions set forth in the offering. You are eligible only for the Sweepstakes, and bonuses, if any, presented in the accompanying offering.

To enter, follow instructions and respond by the deadline date(s) stated, or if no deadline date is stated, by the final closing date of 3/3/06. Mail entries must be postmarked and on-line or phone in entries must be received by 11:59 p.m. (ET) of the deadline date. Not responsible for late, lost, damaged, incomplete, illegible, misdirected or postage due mail, hardware or software failures, lost, unavailable, failed or delayed computer transmissions or any error which may occur in the receipt/processing of entries. If you have previously entered this Sweepstakes, each entry returned will have a separate chance to win.

Sweepstakes sponsored by RD and open to legal residents of the United States, its territories and possessions. Employees and members of the immediate families of employees of RD, its affiliated or subsidiary companies, the presenting organizations, Donnelley Marketing, and judging agents are not eligible. Entries are not transferable except to a surviving spouse residing in the same household. Reader's Digest reserves the right to terminate or modify the sweepstakes or on-line portion if at any time the Reader's Digest on-line service is no longer available or if any fraud, virus, bugs, or other intervention beyond Reader's Digest's control corrupts the administration or security of the promotion. In either of these events, prizes may be awarded based on entries received prior to date of termination and mail-in and phone in entries received as of the closing date.

Winner is selected by a series of random drawings from all eligible entries received. Winner will be determined on or about 3/13/06. Prize drawing is conducted by Donnelley Marketing, an independent judging organization whose decisions are final on all matters relating to the Sweepstakes.

Consumer Disclosure/Award Rules: Odds of winning a prize depend on the number of eligible entries received. Approximate numerical odds for the $115,000 All Cash Prizes (#926): 100 Sixth Prizes of $100 - 1 in 300,000; 20 Fifth Prizes of $1,000 - 1 in 1,500,000; 1 Fourth Prize of $5,000 - 1 in 30,000,000; 1 Third Prize of $10,000; 1 in 30,000,000; 1 Second Prize of $25,000 - 1 in 30,000,000; 1 First Prize of $45,000 - 1 in 30,000,000. Winner will have the choice of the cash or any merchandise offered in any creative presentation of this Sweepstakes. RD and the presenting organization reserve the right to substitute similar merchandise of equal or greater value in the event a particular merchandise prize is no longer available to RD.

Acceptance of prize constitutes permission to use winner's name, city and state of residence in advertising and promotional materials unless prohibited by law. Winners may also be requested to consent to the use of their signatures, photographs and likeness in advertising and promotional materials unless prohibited by law. All taxes are the responsibility of the winner. Winner will be notified by mail within 30 days of the drawing and may be required to execute a Statement of Eligibility and Release and Payment Authorization within 30 days of prize notification attempt or prize may be awarded to an alternate winner. Prize won by a person under the age of 18 will be awarded to the winner's parent or legal guardian. No transfer or assignment of prizes permitted. All federal, state and local laws and regulations apply. Void where prohibited by law. Any prize/prize notification returned as undeliverable may result in disqualification and selection of an alternate winner.

Consumer Information: Names, cities and state of residence of prizewinner will appear in a printed list, which will be available on or about 6/1/06. Reader's Digest may share customer information about you with reputable companies in order for them to offer you products and services of interest to you. If you would rather we not share information, wish to receive a list of winners, have any questions about the Sweepstakes, or you do not want to receive future sweepstakes or skill contest mailings from Reader's Digest, specify your request and write to: $115,000 All Cash Prizes (#926), Prize Group XVIII, P.O. Box 7810, Red Oak, IA 51591-0810 and include your return name and address.

The $30,000 Winner-Take-All Prize (#602)

NO PURCHASE, PAYMENT OR ON-LINE SERVICE SUBSCRIPTION NECESSARY TO ENTER OR WIN.

PURCHASE WILL NOT IMPROVE AN ENTRY'S CHANCE OF WINNING.To enter, follow instructions and respond by the deadline date(s) stated, or if no deadline date is stated, by the final closing date. Each entry has an equal chance to win. Sweepstakes may be presented in conjunction with different offers sponsored or co-sponsored by The Reader's Digest Association, Inc. (RD), its subsidiaries and affiliated companies, and may be presented in conjunction with offers sponsored by different organizations. Sweepstakes may be presented in different creative presentations by different organizations. Postmark determines date of mail entry. For on-line entries only, follow instructions on on-line entry form, or print your full name, address (including city, state, and zip code), e-mail address (if you have one) on a 3 x 5 card and send to: The $30,000 Winner-Take-All Prize (#602), Box 188, Newburgh, NY 12550. Only one entry per person per day, per entry opportunity, is permitted. If multiple entries are received, only the first entry will be included and later entries will be disqualified. All entries must be personally entered by the individual who is listed as the entrant, and no third party may enter the sweepstakes for or on behalf of any person. Reproductions of entries not valid. Not responsible for late, lost, damaged, incomplete, illegible, misdirected or postage due mail, lost connections, miscommunications, failed computer or telephone transmissions, other technical difficulties or failures. Not responsible for any damage to user's system or from downloading any information necessary to participate in the sweepstakes. 1 prize of $30,000 will be awarded. Winner is selected in a series of random drawings with the final drawing on 2/28/06 from all eligible mail, online and phone in entries received by Donnelley Marketing, an independent judging agency whose decisions are final. Approximate numerical odds of winning are 1 in 15,000,000. Sweepstakes open to legal residents of the United States, its territories and possessions. Employees and members of the immediate families of employees of RD, its affiliated or subsidiary companies, the presenting organizations, Donnelley Marketing, and judging agents are not eligible. Any dispute regarding submission of on-line entry will be deemed submitted by the e-mail account holder. RD reserves the right to terminate or modify the online portion of this sweepstakes at any time if the RD online service is no longer available or is compromised by any virus, bugs, or other intervention beyond RD's control. In either of these events, prizes will be awarded based on electronic entries received to date of termination and mail-in and phone in entries received as of the closing date. Winner will have the choice of the cash or any merchandise offered in any creative presentation of this Sweepstakes. All taxes are the responsibility of the winner. Reader's Digest, the sponsor, and the presenting organization reserve the right to substitute similar merchandise of equal or greater value in the event a particular merchandise prize is no longer available to Reader's Digest. Prize won by a person under the age of 18 will be awarded to the winner's parent or legal guardian. Closing date of this Sweepstakes is 2/18/06 (for on-line and phone in entries by 11:59pm EST on 2/18/06). Winner will be notified by mail (and those with known email addresses may be notified by email as well) within 30 days of the drawing and may be required to execute a Statement of Eligibility and Release and Payment Authorization within 30 days of prize notification attempt or prize may be awarded to an alternate winner.

Consumer Information: Reader's Digest may share customer information about you with reputable companies in order for them to offer you products and services of interest to you. If you would rather we not share information, wish to receive a list of prize winners, have any questions about the Sweepstakes, or you do not want to receive future sweepstakes or skill contest mailings from Reader's Digest, specify your request and write to: The $30,000 Winner-Take-All Prize (#602), P.O. Box 7810, Red Oak, IA 51591-0810. Sweepstakes is governed by the laws of the USA. All federal, state and local laws and regulations apply. Void where prohibited.